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Skill description

About Mortgage underwriting

Mortgage underwriting is the process a lender uses to determine if the risk (especially the risk that the borrower will default) of offering a mortgage loan to a particular borrower is acceptable. Most of the risks and terms that underwriters consider fall under the three C’s of underwriting: credit, capacity and collateral. This skill is most in demand by employers in financial services and banking industries. The five largest employers in the world for Mortgage underwriting are: Bank of America, Wells Fargo, JPMorgan Chase & Co., Citi and TD.


Biggest employers